Hometown Community Bank

Big Bank Services. Small Bank Service.

Personal Banking Services

Checking Accounts

We understand that one size doesn’t always fit all. Compare our checking accounts side by side to help find the product that best fits your needs.

Regular Checking Best Value Checking NOW Checking JOY Checking Plus (50+)
Minimum Opening $100 $100 $500 $500
Minimum Average Daily Balance to Waive Monthly Maintenance Fee None None $500 ($5 every month average daily balance falls below $500) None
Monthly Maintenance Fee None $6 None $5
Monthly Paper Statement Fee $1 Included Included Included
Check Order Benefit None Club Checks Included None Club Checks Included
Interest Bearing No No $1,000 average monthly balance required to obtain interest $1,000 average monthly balance required to obtain interest
Additional Benefits
  • Debit Card
  • Notary Service
  • Online Banking
  • E-Statements
  • Debit Card
  • Notary Service
  • Online Banking
  • E-Statements
  • Photocopies
  • Cashier's Checks
  • No Foreign ATM Fees*
  • Debit Card
  • Notary Service
  • Online Banking
  • E-Statements
  • Debit Card
  • Notary Service
  • Online Banking
  • E-Statements
  • Photocopies
  • Cashier's Checks
  • No Foreign ATM Fees*
  • Reduced Safe Deposit Box Rates
  • Free Wire Transfers
  • Free Stop Payments


* Please note that there may still be a fee from the ATM owner


Current Rates