Personal Banking Services

We understand that one size doesn’t always fit all. Compare our checking accounts side by side to help find the product that best fits your needs.

	Regular Checking	Best Value Checking	NOW Checking	JOY Checking Plus (50+)
Minimum Opening	$100	$100	$500	$100
Minimum Average Daily Balance to Waive Monthly Maintenance Fee	None	None	$500 ($5 every month average daily balance falls below $500)	None
Monthly Maintenance Fee	None	$6	None	$5
Monthly Paper Statement Fee	$3	Included	Included	Included
Check Order Benefit	None	Club Checks Included	None	Club Checks Included
Interest Bearing	No	No	$1,000 average monthly balance required to obtain interest	$1,000 average monthly balance required to obtain interest
Additional Benefits	Debit Card Notary Service Online Banking E-Statements	Debit Card Notary Service Online Banking E-Statements Photocopies Cashier's Checks No Foreign ATM Fees*	Debit Card Notary Service Online Banking E-Statements	Debit Card Notary Service Online Banking E-Statements Photocopies Cashier's Checks No Foreign ATM Fees* Reduced Safe Deposit Box Rates Free Wire Transfers Free Stop Payments

* Please note that there may still be a fee from the ATM owner