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Hometown Community Bank

Big Bank Services. Small Bank Service.

Build Your Dream Home with Our Construction Special!

Whether you're building your dream home from the ground up or planning a major renovation, having the right financing partner can make all the difference.

Our experienced lenders will guide you through every step of the construction loan process, providing personalized support from start to finish to help bring your vision to life.

Contact us today to learn more and get started.


Spring Construction Special. The building season is short. Get ready to go while we still have snow. - 5.99% rate / 7.664% APR. Financing up to 80% of the future value (appraisal based on plans/specs). Owner/general contractor allowed. Peace of mind with knowledeable staff to walk you through every step of the process. Don Knight, NMLS 402016, direct #: 218.471.1710. Offer effective March 1, 2026. Valid for a limited time and is subject to change or withdrawal without notice. Contact Northern State Bank for more info.

Offer effective March 1, 2026. Valid for a limited time and is subject to change or withdrawal without notice. Loans are subject to approval criteria; not all applicants may qualify. Annual percentage rate based on a $250,000 loan and 80% LTV. Interest rate of 5.99% applies to 12-month construction draw period. Post construction permanent financing options are available.