Business Banking Services

Checking Accounts

  Small Business Large Business
Minimum Opening $100 $100
Flat Fee $5 per month $15 per month
Included Credits Unlimited Unlimited
Included Debits 10 40
Fee per Additional Debits $.35 $.20
Monthly Paper Statement Fee $2 $2
Checks Benefit $10 Credit $20 Credit
Interest Bearing No No
Additional Benefits
  • Business Debit Card
  • Free Online Banking
  • Free Phone Banking
  • Free Coin Orders
  • Free Notary Service
  • Reduced Safe Deposit Box Rates
  • Merchant Services Offered
  • Business Debit Card
  • Free Online Banking
  • Free Phone Banking
  • Free Coin Orders
  • Free Notary Service
  • Reduced Safe Deposit Box Rates
  • Merchant Services Offered
  • Free Incoming Wires
  • Free Money Orders
  • Reduced Remote Deposit Rates
  • Free ACH Processing
  • Free Return Deposited Checks
  • No Foreign ATM Fees *
* Please note that there may still be a fee from the ATM owner

Savings Accounts

Customers are allowed only six automatic or preauthorized withdrawals from a savings account each statement cycle per Federal Regulations.

Regular Savings

  • $100.00 minimum opening deposit
  • $100.00 minimum average daily balance needed to avoid a fee
  • $5.00 monthly fee if account falls below the minimum average balance
  • No monthly service fee
  • Quarterly compounding frequency
  • Free E-statements
  • Free online banking
  • ATM card available

Money Market Savings

  • $1,000.00 minimum opening deposit
  • $500.00 minimum average daily balance needed to avoid a fee
  • $5.00 monthly fee if account falls below the minimum average balance
  • No monthly service fee
  • Free E-statements
  • Free online banking
  • ATM card available

Premier Savings

  • $10,000.00 minimum opening deposit
  • $5,000.00 minimum average daily balance needed to avoid a fee
  • $5.00 monthly fee if account falls below the minimum average balance
  • No monthly service fee
  • Free E-statements
  • Free online banking
  • ATM card available

Time Deposits

Make your savings work for you by investing in our competitive rate certificates and IRAs. Northern State Bank of Virginia allows you to invest your money from 3 to 84 months in our Certificates of Deposit at varying rates.  Check out our certificate specials.

Loans

Take advantage of the many types of business loans we have to offer. We offer the following types of business loans:

  • Real estate
    • Construction
    • Purchase
    • Refinance
  • Term loans
    • Equipment
    • Company vehicles
    • Any other business needs
  • SBA loans
  • Lines of credit
  • Letters of credit

Call and talk to one of our loan officers about your financing needs today.

Other Services

Northern State Bank of Virginia offers a variety of other financial services to its business customers:

  • ATM/debit cards
  • Credit cards
  • 24-hour main bank ATM access
  • Automatic loan payments
  • Night drop
  • Convenient drive-up at both locations
  • Branch office with extended hours of 10 AM – 7 PM and Saturday 9 AM – 2 PM
  • Safe deposit boxes at both locations
  • Phone banking
  • Online banking
  • E-statements
  • Money orders
  • Notary service
  • Wire transfers
  • ACH processing
  • Remote deposit capture (RDC)
  • Merchant credit card processing

Email is not secure and should not be used to communicate confidential information with the bank. Also, we recommend that you do not use email to notify us regarding time-sensitive matters such as lost cards, stop payment requests, transfer requests or loan questions.

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Northern State Bank of Virginia has no control over information at any site hyperlinked from this site. Northern State Bank of Virginia makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Northern State Bank of Virginia of any information in any hyperlinked site. In no event shall Northern State Bank of Virginia be responsible for your use of a hyperlinked site.

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